The ETFO Provincial Long Term Disability Plan was amended with changes to take place effective March, 1 2018. The following FAQ provides information and guidance regarding the amendments: LTD FAQ -_February_2018 | LTD FAQ -_February_2018.
You are not eligible for LTD coverage and, therefore, no longer required to make LTD premium payments when you are entitled to at least 60% unreduced service pension. Your LTD insurance coverage terminates on the earliest of the following dates:
The LTD waiting period is 110 working days. Therefore, your LTD coverage will be terminated 110 working days prior to the date that applies above.
Please follow these steps to determine when you are no longer eligible for LTD insurance:
If you have any questions, please contact your local.